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Purchasing a home may be the greatest investment you make for yourself and your future. Before committing to a home that is unique for you, it is vital to first invest your time determining what type of home, and home loan, suits your unique needs. In many cases, either a modular or manufactured home may be the best choice for you compared to a traditional, on-site build. Colorado Springs in particular has many new neighborhoods dedicated to manufactured and modular homes, making this new home type a popular option for people looking for affordable, low-maintenance, and convenient housing. It is important to understand the difference between modular and manufactured homes as well as possible loans associated with each home type.
At The Reichert Mortgage Team, we connect home buyers with both manufactured home loans and modular home loans. As a mortgage broker in Colorado Springs, we have access to the best loan types across the nation to provide you with the financial program that is right for you. Learn more about manufactured and modular home loans here, and contact us today for questions about this great loan option.
The terms manufactured or modular homes are often used interchangeably, but it is important to note the differences between both options so you know you are investing in the right home type. Both are factory-built homes, but significant differences such as housing codes, permanence, building options, and resale values exist between modular and manufactured homes. Manufactured homes are much more reasonable for those with a less-than-perfect credit history while modular homes may be the right option for those with fair credit but want to stretch their dollar more than a on-site build could allow. Take a look at both your financial past as well as your future preferences in order to make a decision that is best for you. Here at The Reichert Mortgage Team, we can help you through a process like this!
The Reichert Mortgage Team has a great deal of experience with various types of borrowers. We want to sit down with you to thoroughly understand your needs in order to customize the most appropriate loan option for you, and help you comfortably achieve your dream of being a home owner. As a full-service mortgage lending company in Colorado Springs, we are very familiar with the specialized aspects of manufactured and modular home loans, so let us help you! Call today to speak with a knowledgeable specialist and begin your journey to becoming a home owner.