We are open and conducting business at The Reichert Mortgage Team! Give us a call at 719-205-0413 or contact us online to see how we can help you acquire a home loan, refinance, or take advantage of the low interest rates during these times. Just because we’re social distancing, it doesn’t mean we can’t get you pre-approved today.
The process of starting a VA loan application can often be a daunting task. First, you have to determine if you are eligible for the VA program, file your request for the Certificate of Eligibility (COE), and then find a trustworthy lender to process your application. Fortunately, you do not have to go through this process alone. Here at The Reichert Mortgage Team, our experienced professionals will work with you from start to finish; from obtaining your Certificate of Eligibility to working with your monthly spending limit to find the right loan for you, to the final signing of all necessary documents to make your new home ownership official. As a mortgage broker in Colorado Springs, VA Loans are our specialty, and we are proud to offer support and expert knowledge within this field.
Although, you can obtain your Certificate of Eligibility by yourself — either online via the VA ebenefits portal, or by sending the VA 26-1880 form by mail — in every case, we believe it is a much smarter choice to ask your lender for assistance in obtaining your COE. In this way, you will be able to be properly educated along the way and streamline your VA loan application.
The COE is a government-issued document that proves to your lender that you have met the necessary service requirements to qualify for the VA program. Obtaining this document is the first step of the loan process. According to the VA, to be eligible, every veteran has to meet one of the following service requirements:
If you were honorably discharged, you may also be eligible for the VA program as long as you were discharged for one of the following reasons:
As a VA lender in Colorado Springs, we are here to help. The path to getting approved for a VA Loan can be broken down into four simple steps:
The value of having your VA loan handled by an approved lender saves you time and energy valuable to your workday. Here at The Reichert Mortgage Team, we are VA home loan specialists who want to help our fellow military in Colorado Springs through this process. If you have any questions about VA Loan Eligibility, or how to obtain your COE, contact us! we would be happy to serve you with our resources and expert knowledge of VA loans.