Veteran Owned Mortgage Broker in Colorado Springs

The process of starting a VA home loan application can often be a stressful and daunting task. To apply for a VA loan, you first have to determine if you are eligible for a VA home loan, file your request for the Certificate of Eligibility (COE), and then find a trustworthy broker to process your application. Fortunately, you do not have to go through this process alone. Here at The Reichert Mortgage Team, our experienced professionals will work with you from start to finish; from obtaining your Certificate of Eligibility to working with your monthly spending limit to find the right home loan for you, to the final signing of all necessary documents to make your new home ownership official. As a mortgage broker in Colorado Springs, VA Loans are our specialty, and we are proud to offer support and expert knowledge within this field. 

Benefits of Asking Your Broker for the COE

Although, you can obtain your Certificate of Eligibility by yourself — either online via the VA ebenefits portal, or by sending the VA 26-1880 form by mail — in every case, we believe it is a much smarter choice to ask your broker for assistance in obtaining your COE. In this way, you will be able to be properly educated along the way and streamline your VA loan application. 

Streamlined Process

In the majority of cases, your broker will be able to pull data from the VA online database, obtaining your COE within minutes. In contrast, applying by yourself via mail or online can take up to six weeks or longer if there's a mistake.

Peace of Mind

VA loan savvy loan specialists, like The Reichert Mortgage Team, are versed in every aspect of the VA loan application, which means we are able to ensure a stress free application process, informing you of its status on the way.


Even if you obtain your COE on your own, you will need to choose a broker eventually. Jumpstarting your VA loan process to get a VA loan with a trusted broker means you can kill two birds with one stone, obtaining your COE from the beginning.


The COE is a government-issued document that proves to your broker that you have met the necessary loan requirements to qualify for a VA loan. Obtaining this document is the first step of the loan process. According to the Department of Veterans Affairs, to be eligible, service members must meet one of the following VA loan eligibility requirements:

  • 90 days of active duty service during wartime
  • 181 days of active service during peacetime
  • 6 years of service in the National Guard or Reserves
  • Surviving spouses of active duty veterans during wartime may also qualify


If you were honorably discharged service member, you may also be eligible for the VA program as long as you were discharged for one of the following reasons:

  • Service connected disability 
  • Military hardship
  • Early Out (must have served a minimum of 21 months) 
  • Convenience of government (must have served a minimum of 20 months)


As a VA broker in Colorado Springs, we are here to help. The path to getting approved for a VA Loan can be broken down into four simple steps:

  1. Familiarizing yourself with the general requirements of the VA loan program found on this page. Conversely, asking your broker any additional questions will be helpful. 
  2. Contacting a reputable VA loan broker, like The Reichert Mortgage Team, to get started on your loan application.
  3. Obtaining your COE through your broker.
  4. Finalizing your loan application with supporting documents including your W-2’s, tax returns and other financial documents.

Start Your VA Loan Application Today

The value of having your VA loan handled by an approved broker saves you time and energy valuable to your workday. Here at The Reichert Mortgage Team, we are VA home loan specialists who want to help our fellow military in Colorado Springs through this process of getting a VA loan. If you have any questions about VA Loan eligibility, or how to obtain your COE, contact us! We would be happy to serve you through the loan process with our resources and expert knowledge of VA loans.

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