Get the Best Rate on Your Virginia Home Loan

Virginia mortgage broker specializing in VA loans

As a veteran-owned mortgage broker serving Virginia, The Reichert Mortgage Team is dedicated to helping you find the best home loan for your situation. Though we are based in Colorado, our loan officers have called many places home during their military service. We have a special appreciation for our Virginia service members and would love to help you finance your next home.

Our team specializes in helping veterans make the most of their VA benefits when purchasing or refinancing a home. As a mortgage brokerage, we can help you compare rates from the best mortgage lenders nationwide and explain your options in easy-to-understand terms, so you can feel confident in your decision.

Buy a Home in Virginia

Whether you are PCSing to Virginia or are just tired of renting an Alexandria apartment, The Reichert Mortgage Team can help. Our loan options include VA, FHA, conventional, and specialty mortgage loans. Get pre-approved today, so that when you find the perfect home, you are ready to make an offer.

Refinance Your Home

If mortgage rates have gone down since you closed on your home, you may want to refinance. Refinancing your Virginia home can lower your monthly payment and save you money over the life of the loan. To learn more about the refinancing process, click the button below.

Virginia VA Loans

You are eligible for a VA Loan in Virginia if you served in any branch of the military for at least 90 days during wartime, 181 days during peacetime, or were in the reserves or National Guard for 6 years. You’ve worked hard for your VA benefits, and we want to make the VA loan process as stress-free as possible. Here are a few benefits of using your VA loan:

No down payment
No private mortgage insurance
Flexible credit score requirements
Better interest rates

other loan options

Though we specialize in VA loans, The Reichert Mortgage team has a variety of loan options suitable for individuals who have not served in the military, including:

FHA LOANS

FHA loans are great for first-time or lower-income homebuyers. With housing prices increasing nationwide, including in Virginia, saving for a large down payment can be challenging. FHA loans have more flexible requirements since the government backs them.

CONVENTIONAL LOANS

Conventional loans are offered by private lenders but still conform to the guidelines set by Fannie Mae and Freddie Mac. They often have the lowest rates (aside from VA loans) but also have stricter income and down payment requirements.

SPECIALITY LOANS

The Reichert Mortgage Team can help with jumbo loans, USDA loans, modular home loans, and construction-to-permanent loans. No matter what your dream home looks like, we have a loan to fit.

Mortgage Education Resources

At The Reichert Mortgage Team, our top priority is giving you the knowledge and resources to make the best financial decision for you and your family. If you’d like to speak to our team directly, schedule a free consultation, or explore the resources below to learn more about the mortgage process.

The Reichert Mortgage Team Blog

Our mortgage blog provides free education on various mortgage-related topics, including VA loans, FHA loans, and mistakes to avoid as a first-time homebuyer.

Resources for First-Time Homebuyers

Buying your first home is a major milestone, but luckily there is help available. Visit our resource center for information on Virginia first-time homebuyer programs and to browse FAQs.

About The Reichert Mortgage Team

Troy Reichert here. I founded The Reichert Mortgage Team after over 20 years in the Air Force. I love serving my military community, and helping veterans and their families finance the perfect home is one way for me to do just that.

I have assembled a team with vast experience in VA, FHA, and conventional loans, and we’ve closed over 5,500 home loans. We’re here to be a reliable partner for your homebuying journey, so let us know how we can serve you.

Find Your Perfect Virginia Home Loan

Whether you’re serving on one of Virginia’s 27 military bases or call Virginia home for another reason, we’d love to help you take the next step of purchasing a home. Buying a home is an investment in your future, but it’s also a huge financial commitment. We’ll make sure you feel confident and equipped every step of the way. Reach out to our friendly team of mortgage experts today!